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Funding Circle is a peer-to-peer lending service which allows savers to lend money directly to small and medium sized businesses. Funding Circle was the first site to use the process of peer-to-peer lending for business funding in the UK, and now operates in both the UK and US markets. As of April 2015, Funding Circle has facilitated over £750 million in loans to small and medium sized firms. ==History== Funding Circle was set up in the UK in August 2010.〔 It was launched at a time when small businesses were struggling to obtain finance from traditional channels. In its first 10 weeks lenders used the platform to lend more than £1 million to small businesses.〔 It received £2.5 million in funding from Index Ventures in April 2011. In March 2012 Funding Circle closed a series B round of £10 million led by Index Ventures and Union Square Ventures. A report published by Nesta in April 2013 found widespread preference for online lending over traditional banks among existing Funding Circle users. 77 per cent of businesses that borrow through Funding Circle said they were ‘likely or very likely’ to approach the peer-to-peer lender for a loan first, rather than go to a bank. By September 2013 Funding Circle had tripled in size and announced it had facilitated over £150 million of loans since it launched. In October 2013, Funding Circle announced that it had raised a $37 million investment. Accel Partners led this round of funding, which brings the company’s total to $58 million. New investor Ribbit Capital contributed, along with existing investors Union Square Ventures and Index Ventures. Additionally, Funding Circle announced it was launching in the US and joined forces with Endurance Lending Network. Endurance now trades under the Funding Circle name. Since launching more than 50,000 people have registered at Funding Circle. Investors now include local councils, universities and the British Government. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Funding Circle」の詳細全文を読む スポンサード リンク
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